GoodCredit 101 Sitemap   Welcome to GoodCredit 101         Sample Validation Letters         Calling Your Creditors         Negotiating With Your Creditors         Steps to Repair Bad Credit         Credit Basics         How to Build Good Credit         Government Agencies         Credit Resources & Links         Disclaimer & Copyright Info

This site is a guide to credit repair as well as how to build and maintain good credit. You'll also learn about Fico score and how it works. First off, learn the steps to repair bad credit. You will find there are many tools on this site to assist you, such as the sample letters to creditors, a list of consumer protection-related government agencies, a direct link to the the Federal Trade Commission's posting of the FCRA (the Fair Credit Reporting Act) which explains your rights regarding your credit, as well as the FDCPA (the Fair Debt Collection Practices Act) which explains your rights regarding the debt collection process. (This is extemely helpful if you are dealing with aggressive collectors.)  Once you've straightened out your credit, here's how to build and maintain good credit.