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                        Credit Repair Resources & Links

Credit Bureaus        The Big Three

EXPERIAN      P.O. Box 9532                            Allen, TX 75013    Report fraud:     Call (888) EXPERIAN          (888-397-3742)    Fax: (800) 301-7196    Order credit report:     Call (888) EXPERIAN    www.experian.com

EQUIFAX    P.O. Box 740256    Atlanta GA 30374    Reporting Fraud:    Call (800) 525-6285       Order credit report:     Call  (800) 685-1111     www.equifax.com

TRANSUNION      P.O. Box 2000     Chester PA 19022     Reporting Fraud:     Call (800) 680-7289     Order Credit Report     Call (800) 888-4213     www.transunion.com

Lesser-Known Credit Bureaus (used by mortgage companies, credit card companies, etc..)

 Innovis, http://www.innovis-cbc.com
   Innovis Data Solutions
    Post Office Box 219297
    Houston, TX 77218-9297
    800.540.2505
    877-INNOVIS

   

LexisNexis holds info on some of the following public records Bankruptcy Death certificates Tax Liens/Judgments Evictions

LexisNexis/Dolan Information 100 South 5th Street, Suite 300 Minneapolis, MN 55402 http://www.banko.com/

Keep in mind, "LexisNexis" is considered to be information brokers, used primarily by attorneys, collectors, law enforcement, skip tracers & private investigators. They don't have to follow the same rules as every other credit bureau because they don't call themselves a consumer credit bureau. Hmmm. I've heard that several banks have started using information gleaned from these "information brokers" to verify the identity of credit applicants, but they won't admit it. As more consumers become affected by these tactics, I'm sure legislation will be enacted someday to regulate the "info brokers" and the banks that use their intrusive information. Have you been affected by this new form of invasion of privacy? Has a bank ever asked you a series of weird questions with names and addresses you may or may not recognize? If the answer is yes, you've been a victim. What's worse, is if you don't answer correctly, you'll be denied credit and on the "we're sorry" letter, they won't mention the "info broker" they used to make their credit decision, only the credit bureau report. Are you mad yet? It oughtta be illegal....